Getting your pet insured is a great way to protect your furry friend. No matter whether you have a healthy puppy or an elderly dog, pet insurance will help you pay unexpected vet bills. You don't need to tap into your savings or depend on your credit card.
The Best Louisiana Cat, Dog, or Pet Insurance
There are many Louisiana insurance companies that offer pet insurance at a reasonable price, depending on the breed and age of your pet. These companies will offer you a comprehensive policy that will allow you to get the care you need when you're most needed.
Prudent Pet
Prudent Pet is a top choice for Louisiana cat and pet owners. They offer a range of policies, from an accident only policy to an unlimited one. The Accident-Only plan covers the cost of emergency care such as surgery, accidents, and injuries. It covers illness and conditions such as cancer, infections of the urinary tract, digestive problems, allergies, and other diseases.
Essential Plan
The Essential Plan, which includes the Accident-Only Plan and additional benefits, covers a portion of the above plus more. These include coverage for third party property damage, emergency board fees, replacement costs of lost pets, advertising and reward money for your pet's rescue.
Lemonade
Lemonade's pricing may seem low, but its policy restrictions and geographic limitations make it less appealing to pet owners. Its plans are only available in 37 states and Washington, D.C., and it doesn't have a long history in the industry like Pets Best does.
Pets Best
Founded in 2005, pet insurance company Pets Best has been a mainstay in the industry for many years. Its team is made up of vets and pet owners, so they understand how important pet health is to you.
The company's claims processing times are a little longer than others in the industry, but it offers an option to pay vets directly so you don't have to wait for reimbursement. This is a great option if you have high-deductible plans and don't want any extra costs for each vet visit.
Lemonade
Lemonade, unlike many other pet insurers we reviewed, doesn't require a one time enrollment fee nor recurring transaction charges. Lemonade also provides a free emergency line for vets so that you can quickly get help for your pet in an emergency.
Accident-Only Policies
An accident-only policy is the most affordable. It typically covers vet costs for one year starting from the date of injury. Insurance will not kick in if you don't pay your deductible.
Ultimate Plans
The Ultimate plan offers a much more comprehensive plan that will cover all your pet's eligible illnesses and accidents. It's available in all of Louisiana cities and can include unlimited annual caps or $5,000.
Lifetime Policies
A lifetime policy for your pet is the best choice if you have a senior pet or if they have medical issues. These plans will cover your pet for its entire life, preventing you from having to pay out of pocket when your dog or cat has serious ailments.
FAQ
Is it appropriate for children to own a pet at what age?
Children under 5 years old should not own pets. Cats and dogs are dangerous for young children.
Children who own pets often get bitten by them. This is especially true for small dogs.
Also, some breeds of dogs (such as pit bulls) can be extremely aggressive towards other animals.
Although a dog may seem friendly, that doesn't necessarily mean that it won't attack an animal.
If you decide to get a dog, make sure it is properly trained. Ensure that your child is always supervised when playing with the dog.
What should I consider before getting an exotic pet?
There are several things to consider before you buy an exotic pet. The first thing you need to do is decide whether you want to keep the animal as a pet or if you want to sell it for money. If you want to keep it as an animal pet, you need to ensure that there is enough space. You should also know how much you plan to spend on the animal's care. Although it takes time to care and love an animal, it is well worth the effort.
If you are looking to sell your animal, you will need to find someone willing to buy it. You must ensure that the person purchasing your animal knows all about taking care of them. Also, make sure that you don't overfeed the animal. This could cause health problems later on.
It is important to research everything about exotic pets before purchasing them. Many websites can provide information on various species of pets. Be cautious not to fall for scams.
What should I do if my dog bites someone?
First, make sure the animal isn't rabid if you are attacked. If this is not possible then you should call for assistance. Do not try to resolve the situation on your own, as you may be seriously injured.
If the animal bites, but is not aggressive then you can take it to a vet clinic. Your vet will examine it, and then advise you if additional treatment is necessary.
Rabies shots will usually be required in most cases. These should never be administered yourself. Only a qualified person should administer these.
Statistics
- Monthly costs are for a one-year-old female mixed-breed dog and an under one-year-old male domestic shorthair cat, respectively, in excellent health residing in Texas, with a $500 annual deductible, $5,000 annual benefit limit, and 90% reimbursement rate. (usnews.com)
- * Monthly costs are for a 1-year-old female mixed-breed dog and a male domestic shorthair cat less than a year old, respectively, in excellent health residing in Texas, with a $500 annual deductible, $5,000 annual benefit limit, and 90% reimbursement rate. (usnews.com)
- Here's a sobering reality: when you add up vaccinations, health exams, heartworm medications, litter, collars and leashes, food, and grooming, you can expect a bill of at least $1,000 a year, according to SSPCA. (bustle.com)
- A 5% affiliation discount may apply to individuals who belong to select military, law enforcement, and service animal training organizations that have a relationship with Nationwide. (usnews.com)
- In fact, according to ASPCA, first-year expenses can sum up to nearly $2,000. (petplay.com)
External Links
How To
How to choose the best name for your pet
Choosing a name for your pet is one of the most important decisions you'll make when adopting a new animal into your home. You want to pick a name that reflects who they are and what kind of personality they have.
You should also consider how others might refer to them - if you're going to use their name in conversation, for example. The last thing you need to think about is how you want to be referred. What do you prefer, for example, "dog" or pet?
Here are some tips and tricks to help you get going.
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Name your dog a name that reflects its breed. If you're familiar with the breed (e.g. Labradoodle), search for names associated with it. Ask someone who is familiar with dogs to recommend a name that fits the breed.
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Take into account the meaning behind the name. Some breeds were named after people or specific places, while others are just names. The name "Rover," for example, was given to a Labrador Retriever because he was always running around!
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Think about how you'd like to be called. Would you rather call your dog "dog", or "pet"? Do you prefer to call your dog "Puppy", or "Buddy?"
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Be sure to include the name of the owner. It is a smart idea to give your dog a name that includes both your first and last names. However, it doesn't mean you should limit yourself to just including the names of family members. Your dog could become part of your family as well!
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Keep in mind that many pets have multiple names. A cat, for instance, could go by different names depending upon where she lives. While she may be called "Kitty Cat" at her home, she might go by "Molly" when visiting her friends. This is especially true if the cat lives outside. Many cats adopt their names to suit their environment.
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Be creative There are no set rules. Be unique and memorable in your choice.
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Be sure to check that your chosen name does not already belong in the hands of another person or organization. So you don't accidentally steal someone's identity.
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Don't forget that choosing a name is not an exact science. Sometimes it takes time to determine whether a name is right for your dog. Keep trying until you find the right name!